THE SCENARIOJohn and Mary, a married couple and successful professionals – John a software developer, Mary a registered nurse—had been renting for years. With real estate prices climbing and their …
Turning Home Equity Into Lifeline: A Real-Life Success Story
The Scenario:A borrower and her husband have lived in their home for decades, and their mortgage is nearly paid off. Sadly, her husband has been battling early-stage dementia, and his condition is …
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Is Your Mortgage Loan Officer Truly Competent?
Ever hear these mortgage horror stories? • “I applied to three different banks for a refinance. Each said they could do it. All three denied me.”• “I finally found my dream home and went to …
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Why a Low Mortgage Rate Isn’t Always the Best Deal: The Hidden Cost of Holding onto a Low Rate
THE SCENARIO:“John and Jane Smith” were proud of their 3.25% mortgage rate. However high inflation and the poor economy had taken a toll on their budget. Their income was declining, their expenses …
Smart Buyers Don’t Skip the Mortgage: How Strategic Financing Saved This Family’s Financial Future
THE SITUATION:A couple was purchasing their first home—a spacious single-family house intended for multiple generations, including their children and parents. In keeping with cultural norms, they …
Successful Business Owner Betrayed by ‘His Bank.’
THE SCENARIOMichael was a successful restaurateur. What began with one location had grown into three thriving restaurants across Long Island. With both his businesses and his family expanding, it was …
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