With mortgage rates rising, most lenders are focusing on ways to increase volume, bank profits, and the amount of interest payments borrowers will pay. Yet, almost no one is focusing on helping borrowers pay less interest on their mortgage so that they can invest more on their wealth-building strategies! At Mortgage Wealth . . . → Read More: The All In One™ Loan Revolutionizes the Approach to Debt Management and Personal Finance!
For most Americans, homeownership is the American Dream and has provided the cornerstone to building wealth. Yet countless Americans shop for a home and then a mortgage without considering many critical factors. These factors can mean the difference between enjoying your home while building long-term wealth versus financial disaster.
#5 – . . . → Read More: 5 Critical Factors You MUST Consider When Shopping For a Home and a Mortgage
The internet, smart phones, and social media have changed the way consumers shop and how businesses market to them. And additional changes are inevitable as technology races ahead. Yet, despite these technological advancements, the majority of consumers still want a trusted human advisor to arrange their mortgage.
A report (“Trust In . . . → Read More: Even in the Digital World, Consumers Want A Trusted Mortgage Advisor.
I had an idea for a new business. It’s a website where sick patients can go to diagnose their ailment. Simply type in your symptoms and the website will diagnose your disease, prescribe medication, and ship it to your door within 24 hours. No need to speak to a doctor or a pharmacist. . . . → Read More: It Doesn’t Take A Rocket To Get To The Top.
The majority of Home Equity Lines of Credit (HELOC) in America were originated at the peak of the home equity boom between 2004 and 2008. Since most HELOC’s have a ten-year draw period, there’s concern over the potential wave of defaults coming when the estimated $190 billion in HELOC loans reset between 2017 . . . → Read More: Coming HELOC Resets Could Have Dire Consequences for Homeowners
In 2011, The Wall Street Journal published an article (Tighter Lending Crimps Housing, June 25, 2011) reporting the nation’s 10 largest lenders denied 26.8% of their loan applications. In New York State, the percentage of loans rejected was an astounding 34.8% of their loan applications! Those were incredibly high numbers!
Yet according . . . → Read More: CFPB Data Reveals NEARLY HALF of All Mortgage Applicants Rejected!
(As reported in the Wall Street Journal, Home Buyer Shortage Threatens Recovery, Thursday, 08/11/16.)
The housing market may have clawed its way back to a modest recovery; but there are a tremendous number of middle-class Millennials who seem destined to remain permanent renters.
Nationwide, homes have generally regained their values lost in . . . → Read More: Home Buyer Shortage Threatens Recovery
There are people who would like you to believe that all products and services should be as easy to choose as a pack of chewing gum. In fact, Senator Elizabeth Warren notoriously once said that obtaining a mortgage should be as simple as buying a box of cereal.
But is that truly . . . → Read More: As Simple as a Rocket? I Think Not.
Scenario: Borrower is retiring at 62 and his income will drop from his $100,000 per year salary to $40,000 per year. He must remain in his home for another five to ten years before he can sell, at which time he plans to move to a retirement community down south.
PROBLEM: . . . → Read More: When Is A Reverse Mortgage Beneficial? Ask This Client! (Part 2)
Reverse mortgages have long suffered from a negative public perception which has been difficult to dispel. In truth, reverse mortgages are a reputable product and viable instrument for many seniors! Yet this negative perception of reverse mortgages remain, largely due to widespread public ignorance, unethical lenders and loan originators who misused the . . . → Read More: Biggest Problem With Reverse Mortgages Remains A Lack of Public Understanding.
So far, you have amazed me!!!! – Daria Mudry, Trump Sales and Leasing
We knew that when you came highly recommended, we were in good hands. You were able to marry beautifully our financial needs with our financial wants. Thanks so much for getting us to where we wanted to be! – Gena D.
Warren is the most honest and caring mortgage person you will find. Then and now, he's simply the best. – Joe Sinnona, Associate Broker of THE JOE SINNONA GROUP at Verdeschi Realty
Dealing with Warren has been a pleasure. Everything is straight forward, above board, transparent, and responsive. Professionalism such as his is exceedingly rare. – Joseph L. Grosso, Attorney at Law
You made the mortgage process simple, even in these tough times of economic turmoil. I would be more than glad to recommend you to my friends who are looking to acquire a mortgage. – Mark K.
I recommend my clients call Warren. – Michael A. Rich, Attorney at Law
I've had the pleasure of working with Warren for many years. I've referred dozens of clients and the feedback has always been exemplary. – David A. Lucci, CPA
We have heard many horror stories from friends about their mortgage experiences. However, dealing with Warren was a pleasure from start to finish. Warren was a gentleman in every sense of the word and his honesty and forthrightness came through loud and clear. - Michael O.
I feel very confident that when I recommend Warren, my clients are in good hands. – Bryan Koshers CPA, Koshers and Company
Warren' knowledge on the market and real estate process as a whole was extremely calming and reassuring. – Jacquelyn Garcia
Thank you so much for going above and beyond the call of duty to resolve my problems. – Frank W.
It's my third mortgage through Warren. He comes through every time. A complete professional. – Wesley Petersen
You counseled me well and helped me to make the appropriate decisions regarding my refi. Thank you for your expertise and sensitivity. - Dale Z.
Warren was professional and on top of the complete process. There's nothing that can be improved! – Blake Eger
Whenever I called, you provided honest and accurate information that helped to make a stressful situation a little less so. - Suzan T.
I'm glad to refer people to such a thoughtful professional as yourself. – Carrie Gingrich, i-Hudson Realty
I'm so appreciative for all of your hard work in helping me become a homeowner! I'm very happy with the way it worked out and can't wait to move in! – Heath R.
Warren really cared about helping us. – James Colbert
As you know, I was extremely skeptical of the industry; but your honesty and integrity was proven time and time again as everything you promised was accurate. - MaryEllen R.
Warren was the glue that held our home-buying process together. Very Satisfied Customer! - Michael O'Neill
Every question, every concern, was handled honestly and ethically. The advice you provided was right on target….You're great! - Nancy D.
We liked that he was easy to talk to and explained things so we can understand – Terri Bard
Keep up the good work! – William Maina
I doubt my loan would have been successful without his caution, experience, and professionalism. – Judy Amsel
Of all the players involved in this transaction, you are the one who has consistently provided wise counsel to me. – Adavi Venkat
The service experience was great! I would not change anything. – Bilu Mathew, DDS
Warren acted as my advisor, support liaison, and was always available to answer questions regarding my first experience. I was guided and educated on my concerns in regards to financing, interest rates, closing costs, home buyer programs, and was treated with professionalism and respect. Warren's patience and knowledge of the process was invaluable. - Danielle G.
Warren was great! – Lori Feldman
Warren went far above and beyond to help us get this mortgage. – Jack Warnecke
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