Any parent can tell you that raising children is expensive. But that term takes on an entirely new dimension when you have a child with special needs. All parents complain about …
Tight Credit? Or Tight Guidelines? It’s Important to Understand the Difference.
We hear it on the news and read about it in newspapers. “Credit is tight.” Business owners in need of capital complain, “Banks aren’t lending.” And home buyers are still experiencing HUGE …
HUD’s New “Disparate Impact” Ruling is Bad News for Both Lenders AND Realtors.
This past month (February 2013), the US Department of Housing and Urban Development (HUD) published their Disparate Impact Rule as an amendment to the Fair Housing Act. Under …
Want to Know Why Many Mortgages Are Denied? It Often Starts With the Borrower Saying, “I’m Going to MY Bank. They Know Me There.”
In many industries, there’s a statement that professionals often hear which makes them shudder. For physicians, it could be, “Why should I quit smoking? I feel fine!” With Financial …
Big Banks Reporting Record Profits, Thanks to Dodd/Frank
“May you live in interesting times.” This ominous Chinese proverb can certainly describe the credit implosion and subsequent recession we’ve weathered. It could also describe the …
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A Bursting Bond Bubble Would Mean Higher Interest Rates
On December 12, 2012, CNN Money published an article by Hibah Yousuf, entitled, The Next Big Opportunity; Bond Bubble Bursting. The article explains how three of the world’s biggest …
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