Articles

Want to Refinance? Here Are The Sneaky Little Secrets Your Bank Won’t Tell You.

posted on January 1, 2011

(Originally published October 23, 2010) Interest rates are currently at historic all time lows. And homeowners are again thinking about refinancing their mortgages. During these times, banks …

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Is the Honeymoon Over? What Will The Future Hold For Mortgage Rates?

posted on January 1, 2011

(Originally published October 23, 2010.) For months now, we’ve enjoyed an environment where mortgage interest rates moved lower and lower, with the occasional sideways movements to be expected when …

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Thinking About Applying With Two Lenders? Banks Are Now Wise To The Game!

posted on January 1, 2011

(Originally published October 17, 2010.) In my last newsletter, I discussed industry changes that enable lenders to re-verify your credit, debt, and liabilities. Now lenders have instituted …

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FNMA “Clarifies” Second Credit Report Rule…Sort Of.

posted on January 1, 2011

(Originally published October 3, 2010.) Back in May, 2010, I reported that under FNMA’s Loan Quality Initiative, lenders are now required to confirm that all debts and liabilities incurred up to …

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More FNMA Changes Necessitate Diligence by Lenders, Realtors, AND Borrowers

posted on January 1, 2011

(Originally published September 19, 2010.) A number of weeks ago, I informed you about recent Fannie Mae changes requiring a second credit check before closing. (Click here to read, Don’t Buy That …

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Obama Plans To Pay YOUR Mortgage???

posted on January 1, 2011

(Originally published September 4, 2010.) In a story recently reported by Reuters, rumors are running wild from Washington to Wall Street. The Obama administration is allegedly about to order …

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