Articles

New Truth In Lending Laws Still Causing Mortgage Delays.

posted on January 1, 2011

(Originally published October 31, 2009.) Its common knowledge that when applying for a mortgage, borrowers receive a mailbox full of applications, forms, and disclosures, all sent by the bank, all …

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When Banks Compete, You LOSE. Stick With The Pros.

posted on January 1, 2011

I had an idea for a new business. It’s a website where medical patients can go to find the cheapest surgeon. Need open heart surgery or your gall bladder removed? Surgeons will compete, …

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Why Use a QUALIFIED Mortgage Planner? Ask This Client!

posted on January 1, 2011

(Originally published October 10, 2009.) Scenario: First Time Buyer purchasing a condo. Good Income. Good Credit. All around strong borrower. But he needs a $570,000 mortgage and 85% …

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Jumbo Market Has Problems. I’m Providing Solutions!

posted on January 1, 2011

(Originally published September 26, 2009.) The Jumbo Mortgage Market is facing significant challenges. In this prolonged financial crisis, many banks are reluctant to lend in the higher-end of the …

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FHA Revokes All Condo Approvals!

posted on January 1, 2011

(Originally published September 8th, 2009.) ATTENTION ALL CONDO BUYERS AND REALTORS WITH CONDO LISTINGS: If you’re planning to get an FHA mortgage on a condominium, you had better act fast! As …

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FHA Increases Minimum Required Credit Score Again

posted on January 1, 2011

(Originally published September 7, 2009.) The mortgage industry is continuing its evolution towards higher and higher credit requirements. This month, FHA announced it will require minimum credit …

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So far, you have amazed me!!!! – Daria Mudry, Trump Sales and Leasing

We knew that when you came highly recommended, we were in good hands. You were able to marry beautifully our financial needs with our financial wants. Thanks so much for getting us to where we wanted to be! – Gena D.

Warren is the most honest and caring mortgage person you will find. Then and now, he's simply the best. – Joe Sinnona, Associate Broker of THE JOE SINNONA GROUP at Verdeschi Realty

Dealing with Warren has been a pleasure. Everything is straight forward, above board, transparent, and responsive. Professionalism such as his is exceedingly rare. – Joseph L. Grosso, Attorney at Law

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I recommend my clients call Warren. – Michael A. Rich, Attorney at Law

I've had the pleasure of working with Warren for many years. I've referred dozens of clients and the feedback has always been exemplary. – David A. Lucci, CPA

We have heard many horror stories from friends about their mortgage experiences. However, dealing with Warren was a pleasure from start to finish. Warren was a gentleman in every sense of the word and his honesty and forthrightness came through loud and clear. - Michael O.

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Warren' knowledge on the market and real estate process as a whole was extremely calming and reassuring. – Jacquelyn Garcia

Thank you so much for going above and beyond the call of duty to resolve my problems. – Frank W.

It's my third mortgage through Warren. He comes through every time. A complete professional. – Wesley Petersen

You counseled me well and helped me to make the appropriate decisions regarding my refi. Thank you for your expertise and sensitivity. - Dale Z.

Warren was professional and
on top of the complete process. There's nothing that can be improved! – Blake Eger

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I'm so appreciative for all of your hard work in helping me become a homeowner! I'm very happy with the way it worked out and can't wait to move in! – Heath R.

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Warren acted as my advisor, support liaison, and was always available to answer questions regarding my first experience. I was guided and educated on my concerns in regards to financing, interest rates, closing costs, home buyer programs, and was treated with professionalism and respect. Warren's patience and knowledge of the process was invaluable. - Danielle G.

Warren was great! – Lori Feldman

Warren went far above and beyond to help us get this mortgage. – Jack Warnecke