(Originally published January 9, 2010.) For many, 2009 proved to be a year of turmoil, financial hardship, change, and reinvention. The real estate industry came to a screeching halt as the US …
Haven’t you Heard? The Lending Industry Is In Crisis.
(Originally published December 26, 2009.) These are interesting times. Fannie Mae and Freddie Mac, the nation’s two largest sources of mortgage money, are under federal control. Lenders …
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Coop Market Faces Challenges When QUALIFIED Mortgage Planners Aren’t Utilized
(Originally published November 26, 2009. REVISED for 2025) Coops are a unique form of homeownership, prevalent in New York City and certain communities throughout Long Island. With coops, the …
Home Buyer Tax Credit Extended Through Spring 2010
(Originally published November 14, 2009.) With the First Time Home Buyer Tax Credit Program set to expire at the end of November, President Obama has signed legislation extending the $8,000 credit …
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New Truth In Lending Laws Still Causing Mortgage Delays.
(Originally published October 31, 2009.) Its common knowledge that when applying for a mortgage, borrowers receive a mailbox full of applications, forms, and disclosures, all sent by the bank, all …
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When Banks Compete, You LOSE. Stick With The Pros.
I originally published the article below in January 2011. Yet the message is as relevant today as it was back then. Mortgage borrowers continue in their attempts to “shop around” for the lowest rates …
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