THE SCENARIOJohn and Mary, a married couple and successful professionals – John a software developer, Mary a registered nurse—had been renting for years. With real estate prices climbing and their …
Is Your Mortgage Loan Officer Truly Competent?
Ever hear these mortgage horror stories? • “I applied to three different banks for a refinance. Each said they could do it. All three denied me.”• “I finally found my dream home and went to …
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Why a Low Mortgage Rate Isn’t Always the Best Deal: The Hidden Cost of Holding onto a Low Rate
THE SCENARIO:“John and Jane Smith” were proud of their 3.25% mortgage rate. However high inflation and the poor economy had taken a toll on their budget. Their income was declining, their expenses …
Successful Business Owner Betrayed by ‘His Bank.’
THE SCENARIOMichael was a successful restaurateur. What began with one location had grown into three thriving restaurants across Long Island. With both his businesses and his family expanding, it was …
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Want the Truth or Just What Sounds Good?
THE OPPORTUNITY: A first-time investor found a promising “fix-and-flip” property: run-down, freshly listed, and attracting attention from multiple investors. The seller’s estate was eager for a fast, …
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The Mortgage Mistake That Nearly Cost a Family Their Home
THE SCENARIO: Martha and Mary—lifelong best friends and devoted moms—are both navigating divorce. Like many, they paused their careers to focus on raising children. Now, their top concern is providing …
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