(Originally published October 23, 2010) Interest rates are currently at historic all time lows. And homeowners are again thinking about refinancing their mortgages. During these times, banks …
Be Weary of Continuing Reform. Government “Cures” Often Do More Harm Than Good.
(Originally published May 1, 2010.) Whenever the Government promises to “fix” a problem, it’s usually cause for concern. Recent changes to the real estate industry have all been implemented with …
Seller-Funded Buydowns Are Helping Sell Homes!
(Originally published April 10, 2010.) Today’s difficult real estate market faces many challenges: A large inventory of unsold homes has caused price stagnation. Distressed sales are putting …
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New Federal Regs + Incompetent Loan Officers = Canceled Closings. Don’t Let This Happen To You!
(Originally published March 21, 2010.) Everything seems to be going smoothly. The purchase contracts were signed. The mortgage was approved. The closing is scheduled. Then you get the call that the …
Good Faith Estimate 2010 – The Good, The Bad, and The UGLY.
(Originally published January 24, 2010.) As of January 1, 2010, the latest government revision to the banking industry has been the redesign of the Good Faith Estimate (GFE). In years past, there …
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