Scenario: Borrower recently divorced. For over ten years, she’s managed the house and raised her children. She hasn’t worked outside the home since her children were born. …
The Ten Commandments
The following Ten Commandments When Buying a Home or Applying for a Mortgage has been circulating online for many years. It has been published and republished by many real estate companies …
Still Think it’s Better to Apply Directly To A Bank? Borrowers Share Shocking (Yet Predictable) Experiences.
Sometimes borrowers don’t initially appreciate the value of working with a Certified Mortgage Planning Specialist® like me. They rhetorically ask, “Why would I have a problem going to my …
Self-Employed and House-Hunting? Top Five Mistakes To Avoid.
Being self-employed brings its share of benefits as well as headaches. Yet being self-employed and house-hunting can present problems and pitfalls unique to the self-employed …
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Using Gift Funds Towards Your Home Purchase
There are many home buyers who are fortunate to receive family help towards their down payment or closing costs. If you count yourself among these home buyers using gift funds …
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Top Five Reasons You May Lose The Home of Your Dreams!
Buying a home has never been more affordable! Home values are stable in many metro New York neighborhoods and interest rates are still at historically extreme low levels. This combination …
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