The following incident should serve as a wake-up call to real estate offices and their agents everywhere. As reported in the May 14, 2014 Charlotte Observer, Brian …
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Shop for the Truth, NOT the Answer.
My clients appreciate that I always tell them the truth and advise them accurately. What I tell them is not always what they want to hear; but it IS what they need to hear. Yet, every once …
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Anti-Money Laundering Laws and How They Affect Mortgage Borrowers
It’s no secret mortgage lending is not as simple as it used to be. National underwriting guidelines require a rather invasive review of a borrower’s income, credit, and asset histories. …
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The “90 Day Rule.” What Home Buyers Need to Know When Purchasing “All Cash.”
For the past few years, local Realtors have seen a large number of properties being purchased with cash. While many of these buyers have been foreign investors, many have been New Yorkers, flush with …
The Dangers of Commoditization
Throughout the mortgage industry, mortgage companies far and wide are all selling essentially the same products. Mortgage loans have been compared to commodities. However, Mortgage Professionals …
HARP or Hype? What Lenders May Not Tell You Until It’s Too Late.
You’ve probably seen these commercials over the past few years from many of the “Big Banks:” If you’re a homeowner who’s faithfully made your mortgage payments, you deserve thanks for …
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