Any parent can tell you that raising children is expensive. But that term takes on an entirely new dimension when you have a child with special needs. All parents complain about …
Want to Know Why Many Mortgages Are Denied? It Often Starts With the Borrower Saying, “I’m Going to MY Bank. They Know Me There.”
In many industries, there’s a statement that professionals often hear which makes them shudder. For physicians, it could be, “Why should I quit smoking? I feel fine!” With Financial …
Inept Mortgage Originators + Restrictive Lending Standards + Regulators Gone Wild = Problems for Home Buyers and Realtors. But We Have the Solution!
(Originally published 09/25/12.) Lawrence Yun, Chief Economist for the National Association of Realtors (NAR), said there would be enormous benefits to the nation’s economy if mortgage …
How Can A QUALIFIED Mortgage Planner Save YOU Money? Ask This Client!
Scenario: Mary and John were trading up to a larger home. Since they had good credit and strong income, they decided to go to “their bank” for a mortgage. The client interview with their bank …
Continue Reading about How Can A QUALIFIED Mortgage Planner Save YOU Money? Ask This Client! →
An Open Letter to Elizabeth Warren
(Elizabeth Warren is the Harvard Law Professor chosen by President Obama to launch the new Consumer Financial Protection Bureau.) Dear Ms. Warren, Congratulations on being hand-picked by …
A Tale of ANOTHER Two Borrowers (also based on a true story)
Borrower “A” owned a two-family house on Long Island. Since rates were low, he wanted to refinance. He called his bank and received a rate quote. Thinking rates were going to drop more, he decided to …
Continue Reading about A Tale of ANOTHER Two Borrowers (also based on a true story) →
